Sunafrica.top Review: Legit or Scam? (Pros & Cons)

If you have been closely following posts on social media about earning money online, then there’s a high chance you have come across a platform known as sunafrica.top. It is an investment based earning platform that allows users earn extra money by depositing money into the system and activating one of their products. One unfortunate aspect of participating in websites like this however is, they end up crashing after sometime.

In this article, we will be having a look at all there is to know about sunafrica.top, the earning methods, the pros, cons and finally my take on whether you should participate or not. It is also important to bear in mind that, I don’t have the final day in the scheme of things. The aim of my reviews is to show you what these platforms truly are, then it’s left for you to make the decision to either risk it or heed to what you’re told.

About SunAfrica

Sunafrica is a platform where users earn extra money by investing their own money for a certain number of days. There are various investment plans on the website and each of them come with fixed amount users are expected to spend in order to activate them. In the same vein, they also contain the breakdown of the profit users who activate them will be entitled to.

As a user, you can earn money by registering, recharging your wallet and activating one of their investment plans. Prior to registering, I was made to believe that it’s possible to activate an affordable plan for 300 naira and that, the amount needed to purchase the plan can be gotten for free by completing the daily check-in.

To my greatest surprise and dismay however, after claiming the daily check-in 100 naira bonus to make my total balance, 300 naira, I checked the investment page only to see that, the plan is sold out.

Regardless, there is a chance that the plan is just sold out temporarily but bear in mind that, to earn at the moment, you have to invest your own money and that comes with significant risk.

Below are the plans available on Sunafrica and what they claim users can earn from activating any of them;

If you’ve made up your mind to participate, simply click on My, proceed to the recharge page and select the amount you wish to deposit starting from 3,500 then use the money to activate one of the plans.

According to the information on the platform, the reward is credited to the users every 24 hours. So if you activate any plan today, the reward will be credited to you the following day.

Earning Methods

Apart from the investment part, there are two additional ways of earning on Sunafrica and they are as follows;

1. Referrals – this is no longer surprising to me having being in the business of reviewing online earning platform for over a year. Most ponzi schemes often have nice referral incentive due to the fact that, it’s via word-of-mouth that most of them tend to grow fastest. On Sunafrica.top, the referral incentive is spread beyond the first level to the third level.

You earn 10% of any amount deposited by your first level referrals, 2% from your second level and 1% from your third level. Therefore, having many referrals keeps you at a serious advantage and if you are able to build an active team, the chances of losing your money when the “investment” goes south is very slim because the rewards from referral purchases will most likely make up for it.

2. Daily Check-in – they also have another means for users to earn passively. You earn 100 naira daily by tapping on the check-in and submitting the code posted on their official telegram channel on a daily basis. Most people utilize the daily check-in feature to earn and accumulate their balance to a withdrawable extent.

You can access the feature by first being on their official telegram channel because a code is dropped daily and it is this code that you will have to copy and submit when you click on Check-in.

Is Sunafrica.top Legit?

SunAfrica is not legit. It’s an investment scheme, otherwise known as Hyip or Ponzi scheme where money is being rotated between users who are placing withdrawals and the new users recharging their wallets.

The money you think you are depositing to earn extra profit is being used to service the withdrawals made by existing users who are lucky enough to be withdrawing their so called interest from the platform. In most cases, there is nothing like profit generation and they(the administrators) don’t generate funds from any other source. So immediately, the influx of new users gets reduced, the platform gets weak and eventually ceases to exist.

The implication being that alot of users would end up losing money especially people who made deposits before the site stopped paying. At the time of writing this article, SunAfrica is paying but this status is temporary and without notice, it could change at anytime leaving many users heartbroken.

So it’s advisable to steer clear of ponzi schsmes like this if you can. But if you are the type of person who takes risk whether calculated ones or not, then make sure you do so with money you can afford to lose.

Why do I say so? Ponzi schemes like SunAfrica won’t give you any notifications before they crash. It can be paying this second and the next second, a different story surfaces. Therefore, it’s pertinent to always participate in ponzi schemes with money you are willing to let go of i.e. you even have to take the risk.

Other reasons why I feel SunAfrica.top is not safe? Yes, the fact that they pay out huge referral bonuses is a red flag on its own.

Most platforms with huge referral bonus are usually unsustainable, they end up crashing after a few weeks or even less. Partly due to the pressure they inflict on themselves while hunting desperately for users.

So high referral incentive isn’t good news for you, a normal user. It’s just good news for someone who has the means to refer alot of people. It’s dangerous for people who can’t refer at all, reason is, more payouts => earlier crashing of a platform.

Secondly, SunAfrica is slightly deceitful. They intentionally changed the 300 naira plan to sold out to stop more people from purchasing. This deceit might seem cool and unproblematic at the time but it goes a long way in showing the kind of individuals who run these schemes. They are just after getting users to participate in order for them  to get more money for the circulation.

Thirdly, the minimum deposit amount is on the high side. You can only participate if you have a minimum of 3,500 and judging from the few Investment based sites I have seen, their minimum deposit amount is on the high side and you know what that means, it means more risk on the part of the users.

Pros

Here are a few “good” things about SunAfrica, you should know;

• Low minimum threshold pegged at 1,000 naira. You can withdraw immediately you earn up to this amount.
• High referral incentive – this can be classified as a pro for people who can refer a lot of users.
• Easy-to-use webpage

Cons

On the other hand, there are more than enough reason to steer clear of the platform, and they are as follows;

• Unsustainable payout structure – meaning SunAfrica may crash so quickly.
• High minimum deposit amount pegged at 3,500 naira.
• A ponzi scheme – by virtue of being a ponzi scheme, it’s crystal clear that SunAfrica.top is not to be trusted.

Conclusion

While SunAfrica.top is paying at the moment, there are lots of downsides or risks associated with participation and they’ve been outlined in this review. If after reading this piece, you still feel like participating with your money, then that’s okay but ensure it’s money you can let go of Incase of any negative twist of events.

Thanks.